A recent World Bank report on Morocco's digital transformation highlights a persistent paradox: despite significant progress in digital infrastructure and adoption, the country's productive sector has yet to fully capitalize on these advances. The report, part of the World Bank's summer 2026 edition, points to untapped potential in the digital economy.
Morocco has made notable strides in expanding internet access and mobile connectivity, with a large share of the population now online. Digital payment systems have also gained traction, supported by regulatory reforms and increased smartphone penetration. However, the report notes that businesses, particularly small and medium-sized enterprises, are slow to integrate digital tools into their operations.
The World Bank identifies several barriers, including limited digital skills, high costs of advanced technologies, and a fragmented regulatory environment. These factors contribute to a gap between the availability of digital infrastructure and its actual use in driving productivity and innovation.
To address these challenges, the report recommends targeted investments in digital literacy, support for tech startups, and streamlined regulations to encourage broader adoption. It also emphasizes the need for public-private partnerships to bridge the digital divide and unlock the sector's full potential.
