Visa Inc. reported fiscal second-quarter 2026 earnings on April 28, 2026, surpassing analyst expectations. The company posted adjusted earnings per share of $2.51, above the consensus estimate of $2.45, according to data from LSEG. Revenue rose 10% year-over-year to $8.7 billion, driven by a 9% increase in payments volume and a 12% rise in cross-border volume.
Investors are closely watching consumer spending trends amid persistent inflation and rising interest rates. Visa's CEO Ryan McInerney noted that U.S. payment volumes remained resilient, though growth moderated slightly from the previous quarter. The company's processed transactions reached 60.2 billion, up 8% from a year ago.
For the third quarter, Visa guided revenue growth in the low double digits, in line with market expectations. The company also announced a $12 billion share buyback program. Analysts at JPMorgan maintained an overweight rating, citing strong cross-border travel recovery and digital payment adoption.